Discuss: How do you buy yours?

When it comes to buying a motorcycle, how do you like the deal to be done?

PARDON the personal question but we want to know how you chose to pay for your current and previous motorcycles.

Everyone buys in a way that's best for them but it might not be right for the next person. Some find it hard to understand why anyone would buy in a way different to theirs.

Do you buy brand new and try to haggle with cash or do you write a cheque for the full amount and forget about it?

Do you wait a couple of years for some good clean examples to turn up on the used market, then march up to your local dealer or private seller with a fist full of notes, hoping the cash will do the talking?

Or do you save up what you can and get a loan from the bank for the rest, repaying over a few years?

Or do you go in for a PCP scheme on a new motorcycle, making a series of monthly payments after which you hand the bike back, pay the outstanding debt or swap it for a new one and more monthly instalments.  

Do finance offers affect which motorcycle you buy or do you choose the motorcycle you want then work out the best way to pay for it?

Are you firmly in the camp of strictly buying new or strictly buying used?

End of interrogation.

Motorcycles: how do you buy yours?