BMW UK adds £500 trade-in incentive alongside new finance offers
BMW has launched a new trade-in incentive alongside a raft of finance deals, with money off big bikes, 0 per cent APR on middleweights and savings on its electric range.

BMW UK is rolling out a fresh batch of finance deals for April making it easier than before to swap your bike for something with a blue-and-white badge.
The headline offer is a new “TradeUp” incentive, which allows riders to trade in any bike against a new BMW over 998cc before 30 April 2026. In return you’ll bag a £500 discount off the list price of the bike. Granted, it’s not life-changing cash, but if you were already eyeing a bigger boxer or inline-four, it’s an easy and worthwhile saving.

The PCP example given by BMW is based on a £12,060 bike over 36 months, and it works out at £129 a month with a £2,515 deposit (including a £500 contribution). That equates to an optional final payment of just over £6,100. The APR is fixed at 4.9 per cent, which is competitive enough in the current market, though as ever, the sting sits in that optional final payment. You do, of course, have the options of handing the bike back, or chopping it in for a newer model.
Elsewhere, BMW is trying to sweeten the deal on a few specific models. The rare to be found on UK roads BMW R12 gets a £500 deposit contribution and the same 4.9 per cent APR, which at least makes the retro roadster a bit more attainable if you’re drawn to the whole modern-classic thing.
If you’re less about posing and more about riding, the updated BMW F900 R and BMW F900 XR are still being pushed with 0 per cent APR finance. That’s arguably the standout here – middleweight roadster and sporty tourer options with no interest is about as straightforward as deals get.
You may also like to read our BMW F900 R review.

On the electric side, BMW is continuing to chip away at the price barrier and is doing all it can to make battery power a little more appealing. Both the BMW CE02 and BMW CE04 come with a £2,000 saving until the end of June. They’re still not cheap for what they are, and UK riders are still hugely skeptical, but it does at least bring BMW’s urban EV pair a bit closer to the realm of sensible for city riders.
If you were already in the market for a new bike, there are a few decent incentives here, and to find out more, head over to the official website for a more detailed look.
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