CFMoto launches aggressive PCP deals across entire range
With payments starting at £49 per month, CFMoto is taking a serious run at affordability in the UK
CFMoto is taking a pretty direct swing at the UK market, rolling out a new PCP finance deal across its entire bike range. And on paper at least, it looks properly competitive.
Launched from April 1 in partnership with Santander Consumer Finance, the scheme leans heavily on low monthly payments, boosted residual values and a four-year warranty to sweeten the deal.
The headline grabber is the CFMoto 675NK, which comes in at a claimed £49 per month. Granted, that is based on a small-ish deposit of £1,344 and a chunky £3,012.19 optional final payment, though it does mean you can swing a leg over a brand-new 2026 model for around the monthly price of a phone contract.
Other options from CFMoto include bagging the 800 MT-X adventure bike for £69 per month, based on a £1,440 deposit, or the sporty 675SR-R for £89 per month, based on £1,546.25 deposit. If it were my money, though, I’d be opting for the 450MT, which not only packs proper travel enduro handling and ability, but also one of the best-sounding exhausts in the A2 class. The 450MT is available for just £69 per month, based on a £1,371.25 deposit and a £2,672.19 optional final payment.
As mentioned, every bike on the deal gets four years of cover, which conveniently matches the length of most PCP agreements. That removes a chunk of the usual worry around longer-term finance and hopefully makes the whole thing feel a bit more predictable.
As with any PCP, you’ve got the usual three options at the end: pay the final balloon payment and keep the bike, trade it in for something new, or hand it back and walk away.
CFMoto’s 7.9 per cent APR, and the deal will run until September 30 2026. For more information, head to the official website or speak to your nearest dealership.
CFMoto 2026 MY PCP finance deals
Model | 125NK | 450NK | 450MT | 675NK | 675SR-R | 700MT | 800NK Advanced | 1800MT-X) |
Monthly Payment | £39 | £69 | £69 | £49 | £89 | £89 | £65 | £69 |
Cash Price | £2,799 | £4,999 | £5,699 | €5,299 | £6,999 | £6,199 | £5,999 | £6,999 |
Customer Deposit | £749.25 | £1,238.50 | £1,371.25 | £1,344.00 | £1,546.25 | £1,279.75 | £1,299.50 | £1,440.00 |
Amount of Credit | £2,049.75 | £3,760.50 | £4,327.75 | £3,955.00 | £5,452.75 | £4,919.25 | £4,699.50 | £5,559.00 |
Interest Charges | £363.63 | £678.50 | £828.44 | £821.19 | £1,034.38 | £893.19 | £944.88 | £1,153.75 |
Optional Final Payment (GFV) | £1,009.38 | £1,955.00 | £2,672.19 | £3,012.19 | £3,283.13 | £2,608.44 | £3,304.38 | £4,228.75 |
Total Amount Payable | £3,162.63 | £5,677.50 | £6,527.44 | £6,120.19 | £8,033.38 | £7,092.19 | £6,943.88 | £8,152.75 |
Representative APR | 7.9% | 7.9% | 7.9% | 7.9% | 7.9% | 7.9% | 7.9% | 7.9% |
Deposit | 27% | 25% | 24% | 25% | 22% | 21% | 22% | 21% |
Simon (AKA Toad) has been working within the motorcycle industry for more than twelve years, and a member of the motorcyclist family since birth. Growing up around British-built single and twins, it was inevitable that a life on two wheels was on the cards, from a very early age!
