Crazy insurance renewal price !

1 post / 0 new
Crazy insurance renewal price !

I had an accident while filtering as a courier last year and went into the back of a car that slammed on but was fine about being at fault. Speed must have been about 20- 25mph and I came of worse and just left my fully comprehensive insurance to sort it.Just tried to renew my policy today and the premiums have sky rocketed due to a £15000 pay out !!. I was furious -all the car had wrong was a bike sized dint . I immediately thought that all the occupants must have claimed whiplash, surely this should have been investigated and involved my input at some point? Why would the insurance pay out so easily ? Would you really get whiplash from a bike hitting a car ?