What's the deal regarding NCB and "time off"?

SCOOTERMAN

25/07/2006 at 22:03

First off, evening all; been away for a bit what with uni and my parents intense dislike of motorcycles.

Back to business. As per the title, what's the deal re, NCB and "time off" from insurance/motorcycles? Between 1999 and 2002 I amassed 3 years NCB. Planning to upgrade, I sold my last bike in 2002. Alas, said upgrade never happened; it's sitting in my garage in bits and looks set never to turn a wheel in anger again. But I digress.
As of 2002 I had 3 years NCB to my name. Since then I've not held a motorcycle insurance policy, so I'm unsure as to whether or not I have any NCB at all now. Does NCB "expire"? Bennetts - online at least - don't seem to think so, so...?

Cheers.

TiT#146A

B Wybrow Motorcycles (Essex) | Thurrock Motorcycle Training (Essex) | David Silver Spares

Rates Ford (Essex)

Angelica

25/07/2006 at 22:06

are you still at uni, I haven't been away long enough

SCOOTERMAN

25/07/2006 at 22:08

Angelica wrote

are you still at uni, I haven't been away long enough

Unfortunately not; I'm now subject to the 9-5 existance and all its wrist-slashing misery.

TiT#146A

B Wybrow Motorcycles (Essex) | Thurrock Motorcycle Training (Essex) | David Silver Spares

Rates Ford (Essex)

Sitting Duck

25/07/2006 at 22:17

Generally NCB only lasts for 2 years.

Billie

25/07/2006 at 22:22

well, it generally more like 3 years before it 'expires'...the reason for this is the assumption you haven't been driving for 3 years means your recent driving experience is questionable so always state while you haven't held a policy in your own name you have still been driving on other folk's policies in which case the co's underwriters will cut you some slack and allow 'expired' ncd.

RiceBurner

26/07/2006 at 07:23

01342 wrote

Generally NCB only lasts for 2 years.

What he said,
Sorry mate, you should have kept a policy running - just a theft one (they're available from some companies) would probably not have cost too much.

You'll have to start again from scratch.

oh, yeah - Get the beers in Newbie.

Large Tiger, ta.

Great Prophet of Veedism.
non quod sed quomodo
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Throbutronic

26/07/2006 at 07:59

Lo Scoot

Same for me not had a bike for three years, lost me no claims, but being an old git I managed to re-insure my present stead for a mere £128.00 fully comp -Result

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Nidge

26/07/2006 at 08:43

Fuck off newbie

knee_boarder

26/07/2006 at 10:46

welcome back

Anything typed by 'knee_boarder' is likely to be (C) Stephen Wilkinson, who asserts his right to be identified as the author under the Copyright, Design and Patents Act 1988 It may be quoted only as part of a post within the Visordown bulletin board by another board member. The author should be contacted for written permission before any other use, storage, transmission or recording, by any means.

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Ben Cope

26/07/2006 at 11:22

Welcome back dude.

SCOOTERMAN

26/07/2006 at 15:05

Cheers all. Drinks would normally be supplied, but the aftermath of three years of university (namely debt and a battered liver) means it's near impossible for me to do so.

It seems it may not make *that* much of a difference; mercifully. A GPZ500 or ZZR600 come in at £270/£507 respectively with 3 years NCB, and £381/680 with zero NCB. A nice suprise; I guess age does have its advantages.

I'm considering a return to two wheels as commuting in Essex (I'm used to sleepy Aberystywth, remember) is a PITA by car.

TiT#146A

B Wybrow Motorcycles (Essex) | Thurrock Motorcycle Training (Essex) | David Silver Spares

Rates Ford (Essex)

curious

26/07/2006 at 16:42

Two years I'm sure. I had 4 years no claim and had stopped riding, bought myself a crappy old SLR650 just to keep it ticking over.

Best 400 quid I ever spent that bike.....

V8-Powered

27/07/2006 at 08:10

Most companies allow you to park your NCB for 2 years but some will allow you to keep it for 3.
Ask your broker.....

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