In Horse's case, the car pulled out from a sideroad on a mini-roundabout, where there's so little time and distance, there was no room for evasion when she did go.
Research shows that if you hit a car still seated, you're thrown forwards and just enough upwards that your thighs usually hit the bar, then your body rotates and you hit your head/upper torso along the edge of the roof/top of the doors which is one of the stiffest parts of the car body (because they're designed to stop the roof collapsing in on the occupants if the car rolls).
If you remember to stand up (or jump!) at the last moment before impact (after braking as hard as possible to lose as much momentum as possible and thus make the impact as gentle as possible) you've got a better chance of being thrown clear over the top of the car, as Horse demonstrated.
The solution to "the last split second realisation" is not to realise in the last split second - as I've written MANY times on this forum. Plan ahead, don't be taken by surprise.
Look at the junction and think "a car could pull out"
Look at the car approaching the junction and think "what if the driver hasn't seen me?"
Look at the car slowing down as it approaches the junction and think "what if the driver doesn't stop?"
Look at the car that's stopped and think "what if he changes his mind?"
Check the mirrors, cover the brakes and even lightly apply them to reduce your reaction times, slow down to reduce your stopping distance, cover the horn to stop the CAR driver and watch for signs of movement so you can react instantly rather than go through the sequence of "he must have seen me, he can't possibly be pulling out, b*gger he IS pulling out" panic reaction.
If you're pre-prepared you can stop in 3 bike lengths from 25mph - which would still have been a reasonable speed on the road where Horse had his collision.
If you approach blind junctions, junctions with waiting cars, junctions with cars on intersecting courses this way, you're far more likely to be able to apply the RIGHT responseto the situation at the right moment.
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"Force has no place where there is need of skill" Herodotus 450BC :burnout: