I don't have the lights excuse - my main bike has twin Xenon headlights. It is like have two seachlights attached.
Spin - I agree with the remarks you made earlier. My approach with all riding is to anticipate and plan as much as I can and to ride defensively.
I can see situations (such as the one that affected my friend when a driver turning right crossed the carriage way to enter an imaginary gap that the stationary bike was occupying) where hi-viz might help. In this case the high viz / reflective strips would have been illuminated by the van headlights and might have helped - compared with his non-relfective clothing.
And FJS - I was using "day-glo" light heartedly...
The debate seems to polarise opinions. But as the wear it / don't wear it divide is still a personal choice at present, it matters not at all what people choose to do for themselves.
I don't much like hi-viz, but I am willing to give it a try as my wife will be happier if I do. That provides various upsides