Top 10 tips for cheaper motorcycle insurance

You don't need to keep it in a nuclear bunker overnight or have a £3000 excess to keep your insurance premiums down

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Ben Cope's picture
Submitted by Ben Cope on Thu, 14/07/2011 - 16:40

10. Advanced Riding

Obviously, more training is a great way of improving your riding but it can also help lower your insurance premiums. Advanced Police Motorcycle training, the BMF's Blue Riband advanced rider course, the DSA Examiner's Motorcycle Test, RoSPA or the Enhanced Rider Scheme can cut your premiums by as much as 20%.


9. Use a comparison website

Don't just take the first quote that comes your way. If you call your insurer while staring at your bike sitting on the driveway on a nice sunny day, you'll probably take the first quote you're given. Comparison websites not only offer you a quote from multiple brokers and insurance companies but they also enable you to tweak your requirement to get the cheapest deal.

If your bike is currently insured, you can use comparison websites to haggle with your current insurer to see if they'll reduce their renewal quote.

8. Ride Solo

We all know motorcycles were meant to be ridden solo, so if you never take a pillion, tell your insurer as this can help reduce your premium. However, if you opt out of pillion cover, don't be tempted to take one. Not only is it illegal, but your insurance would be invalid in the event of an accident.

Click to see Page 2 of the Top 10 tips for cheaper motorcycle insurance.

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